Commercial Truck Insurance General Liability Coverage

A growing number of risk managers require for-hire truckers to have Motor Truck General Liability insurance. You can meet that requirement with Thomas Wilson Group, LLC Truck GL coverage. It pays for injuries or property damage you cause as a result of business activities not directly related to operating your truck.  Providing commercial truck insurance in TN, AL, MS, FL, TX, and many more.



Just Need General Liability Insurance?
If you're not a for-hire trucker or motor carrier, you might be looking for our general liability insurance information instead.



Who Needs Motor Truck General Liability insurance
If you’re a for-hire trucker, or motor carrier, you’ll most likely need Trucker’s GL.

Examples of situations where Motor Truck General Liability insurance may provide coverage:



Customers slipping / falling on your premises
Erroneous delivery of products resulting in damage
Actions of a driver while representing the insured and on the premises of others, such as, loading docks, truck stops, etc
Libel and slander exposures
Fire on rental property due to insured’s error


You’ll also want to consider purchasing Motor Truck Cargo insurance, which protects the load that you’re hauling in case of fire, theft, or collision.



Limits, Deductibles, and Other Details
When you purchase Motor Truck General Liability insurance, it provides the following coverages:



Bodily Injury and Property Damage Liability
Personal Injury and Advertising Injury Liability
Medical Payments
Products / Completed Operations
Damage to Premises Rented to You – Note: Coverage available for 7 days or less
Personal or advertising injury covers injury to a person or entity that is not physical in nature and is the result of negligence on your part. An example would be if you use another company’s logo in your advertising.



General Liability Medical Payments cover physical injuries to people that are typically not on your premises, but may become injured while on your property. If a customer is on your premises and slips and falls in the parking lot, Motor Truck General Liability insurance may provide coverage.



Products / Completed Operations provides coverage for bodily injury or property damage that happened as a result of delivering someone else's goods.



Example: You are delivering colored pellets and you off the pellets in the wrong bin and leave the premises. The bin is run through the machine with the wrong color pellets and destroys the line of product.



Damage to premises provides temporary coverage if you rent property for a period of 7 or fewer consecutive days.



Example: There is a water line break and your building does not have water for your employees. You move into a temporary facility for three days and there is a fire.



Exceptions and Restrictions
In order to purchase Motor Truck General Liability insurance, you’ll also need to purchase Primary Liability coverage, which protects you in case you cause an accident. Motor Truck General Liability insurance is only available on for-hire trucking risks - if you’re exclusively hauling property or goods that you don’t own for a fee. If you operate a business in addition to for hire trucking you are ineligible for trucker's general liability.

Contact us to learn more.

 

Providing commercial truck insurance in TN, AL, MS, FL, TX, and many more.

Home>>Commercial Insurance Coverages>>General Liability

Commercial truck insurance rates are going up.  Most trucking companies are seeing their rates go up 20-30%. Commercial truck insurance rates with Thomas Wilson Group, LLC. are always competitive.  We want to make sure your insurance is within your budget and you can have the peace of mind of having you and your truck properly covered.  

 

Get a commercial truck insurance quote online

5214 Maryland Way, Ste. 404
Brentwood, TN 37027

Phone: 866-223-8013

Fax: 615-277-0754
info@thomaswilsongroup.com

 

Providing commercial truck insurance in TNALMSFLTX, AR, NC, SC and many more. We provide truck insurance and coverages like Physical Damage, Auto Liability, Owner - Operator Physical Damage, Owner - Operator Non Trucking Liability, Commercial Fleet and Non Fleet Insurance and much more. Commercial truck insurance is made easy with Thomas Wilson Group, LLCTruck Insurance coverage for many states like TennesseeOhioFlorida,  North Carolina, Arkansas, South Carolina, Texas, and many more.  Get a Truck Insurance Quote Fast and Free Today.

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"If you know of anyone who is in need of commercial insurance or wants to change please refer them to Todd Smith.  He was outstanding to work with and provided an insurance certificate after normal business hours in a pinch to a new customer.  He went the extra mile and was very easy to work with. Thanks Todd for your help!"

 

Clay

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Thomas Wilson Group, LLC specializes in commercial truck insurance. That means you will not have to worry when you are driving your semi-truck or any commercial vehicle for business.  We look for the best commercial auto insurance and trucking insurance options for you.  We know you are on a budget and we want to make sure the coverages like liability, physical damage, cargo, and truckers general liability are affordable.  That is why we have many commercial trucking companies in order to give you the best trucking insurance quotes in the industry.  We represent commercial trucking insurance companies like Progressive Commercial, Northland, and Tower Group.  Our companies not only offer the best coverages in the industry, they also allow us to give you the most truck insurance discounts in the industry.

 

We know trucking insurance is important to you.  We have agents who specialize in 14 states to make sure you have the right coverage for each state.  We represent truck insurance options in Alabama, Arkansas, Georgia, Ohio, Tennessee, Texas, Virginia, Louisiana and many more.  

 

So what type of truck insurance and commercial trucking insurance coverage we provide?  We provide a wide array of trucking insurance coverages.  There are many trucking companies who need a wide array of coverage.  Some trucking businesses need owner operator truckers insurance.  We offer primary liability trucking insurance, non-trucking liability truck insurance, physical damage truck insurance, cargo truck insurance, and much more.  We also offer trucking insurance and fast trucking insurance quotes for fleets.  We will insurance from the owner operator trucker all the way to the 50 fleet trucking company.  Give us a call today for all of your trucking insurance needs and trucking insurance services.