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Truck Insurance for Owner Operators

If you're an owner operator, you need special truck insurance products and services to keep you fully protected whether you’re under permanent lease to a motor carrier or if you work under your own authority. Thomas Wilson Group, LLC understands your truck insurance needs and can help you select the trucking insurance coverages you need to protect your business and your livelihood.  Providing commercial truck insurance in TN, AL, MS, FL, TX, and many more.




Owner Operators Under Permanent Lease to a Motor Carrier
As an independent driver leased to a motor carrier, your owner operator truck insurance coverage needs are mainly determined by the lease agreement you have with your motor carrier. In most cases, a motor carrier provides Primary Liability insurance coverage when you are working on their behalf. Liability insurance covers injuries or damage to other people or property if you're at fault for an accident.  Providing commercial truck insurance in TN, AL, MS, FL, TX, and many more.




However, you may need to purchase other owner operator truck insurance coverages, including:

Non-Trucking Liability insurance – Can provide protection for when you're not under dispatch.
Physical Damage coverage - Can cover the cost of fixing or replacing your truck if it’s involved in an accident or stolen.
Motor Truck Cargo insurance - Provides coverage for loss or damage to the load you’re hauling.


While some motor carriers may offer these additional trucking insurance coverages to you, you can often get a better deal by purchasing them yourself. Plus, you'll be able to make choices to customize your owner operator insurance policy to meet your needs and know exactly how much protection you're getting.



Owner Operators Working Under Their Own Authority
If you are operating under your own authority you will need to carry your own commercial trucking insurance coverages, including:

Liability insurance - Pays for damages that you cause to other people and their property and includes Bodily Injury Liability insurance and Property Damage coverage.
Physical Damage coverage - Pays for repairs to your vehicle if it's damaged in an accident, whether it's caused by a collision with another vehicle or a falling tree branch.
Motor Truck Cargo insurance – Can pay for damages to the cargo that you’re hauling in case of fire, theft, or an accident.


Motor Truck General Liability insurance

 

 

Providing commercial truck insurance in TN, AL, MS, FL, TX, and many more.

Commercial truck insurance rates are going up.  Most trucking companies are seeing their rates go up 20-30%. Commercial truck insurance rates with Thomas Wilson Group, LLC. are always competitive.  We want to make sure your insurance is within your budget and you can have the peace of mind of having you and your truck properly covered.  

 

Get a commercial truck insurance quote online

5214 Maryland Way, Ste. 404
Brentwood, TN 37027

Phone: 866-223-8013

Fax: 615-277-0754
info@thomaswilsongroup.com

 

Providing commercial truck insurance in TNALMSFLTX, AR, NC, SC and many more. We provide truck insurance and coverages like Physical Damage, Auto Liability, Owner - Operator Physical Damage, Owner - Operator Non Trucking Liability, Commercial Fleet and Non Fleet Insurance and much more. Commercial truck insurance is made easy with Thomas Wilson Group, LLCTruck Insurance coverage for many states like TennesseeOhioFlorida,  North Carolina, Arkansas, South Carolina, Texas, and many more.  Get a Truck Insurance Quote Fast and Free Today.

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"If you know of anyone who is in need of commercial insurance or wants to change please refer them to Todd Smith.  He was outstanding to work with and provided an insurance certificate after normal business hours in a pinch to a new customer.  He went the extra mile and was very easy to work with. Thanks Todd for your help!"

 

Clay

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Thomas Wilson Group, LLC specializes in commercial truck insurance. That means you will not have to worry when you are driving your semi-truck or any commercial vehicle for business.  We look for the best commercial auto insurance and trucking insurance options for you.  We know you are on a budget and we want to make sure the coverages like liability, physical damage, cargo, and truckers general liability are affordable.  That is why we have many commercial trucking companies in order to give you the best trucking insurance quotes in the industry.  We represent commercial trucking insurance companies like Progressive Commercial, Northland, and Tower Group.  Our companies not only offer the best coverages in the industry, they also allow us to give you the most truck insurance discounts in the industry.

 

We know trucking insurance is important to you.  We have agents who specialize in 14 states to make sure you have the right coverage for each state.  We represent truck insurance options in Alabama, Arkansas, Georgia, Ohio, Tennessee, Texas, Virginia, Louisiana and many more.  

 

So what type of truck insurance and commercial trucking insurance coverage we provide?  We provide a wide array of trucking insurance coverages.  There are many trucking companies who need a wide array of coverage.  Some trucking businesses need owner operator truckers insurance.  We offer primary liability trucking insurance, non-trucking liability truck insurance, physical damage truck insurance, cargo truck insurance, and much more.  We also offer trucking insurance and fast trucking insurance quotes for fleets.  We will insurance from the owner operator trucker all the way to the 50 fleet trucking company.  Give us a call today for all of your trucking insurance needs and trucking insurance services.