Home>>Commercial Truck Insurance Filings
Commercial Truck Insurance Filings
Commercial Truck Insurance Filings​​
Thomas Wilson Group, LLC. offers state and federal filings, also called financial proof of responsibility, that is a guarantee to the government that you are carrying sufficient truck insurance protection. Once you file for authority, we can take care of the rest. Learn more about commercial truck insurance.
What are commercial truck filings?:
Sectors that do not require Federal or State filings
Certificate of Insurance and Other Filings
Federal Filings
We offer federal filings for trucking businesses that engage in:
​
Interstate trucking
Hauling hazardous cargo (placard)*
For-hire trucking (common, contract)
For-hire passenger transportation*
As an example, you are required to have a federal filing if you are a motor carrier doing long haul trucking, regional trucking or if you are specialist. For-hire truckers hauling nonexempt commodities across the state line must also carry a federal filing. The filings required for these types of businesses are the BMC-34 filing and the BMC-32 form.

Federal filings are not required for businesses that never cross the state line or engage intrastate trucking.

State Filings
If you haul exempt commodities you are required to submit a state filing unless you are in one of the following states:

Alaska
Arizona
Delaware
Florida
Hawaii
Maryland
Nevada
New Jersey
Oregon
Pennsylvania
Vermont
Wyoming
State filings for intrastate exempt commodity haulers are the Form E Filing, the Form F Filing, and the Form H Filing.

Sectors That Do Not Require Federal or State Filings
The following are considered unregulated trucking sectors that do not require a federal or state registration.

Private carriers hauling their own goods, such as manufacturers, farming and retail operations
Owner operators hauling under someone else's authority, such as a truck owner leased on to a motor carrier
Other Filings and Certificates of Insurance (COI)
Other reasons besides trucking authority might require a business to submit proof of insurance. For example, drivers with probationary licenses or owners of oversized vehicles may need a non-trucking filing or a certificate of insurance (COI).

To verify if you need proof of insurance, check the list below for your business type or vehicle class and state of operation.

States Filing or Certificate of Insurance
Commercial balloon excursions CA PL914 Filing
Commercial river rafting excursions CA PL914 Filing
Commercial skiing (class C) excursions CA PL914 Filing
Courtesy transportation (not for-hire) CT MC1641 Filing
CA TL1000 Filing
Driving schools CA California Driving School Certificate
VT TA-VN-31 Driver Training COI
For-hire transport CA MCP-65 Filing
Leasing or renting a vehicle CT R1325C – IRB3613C Filing
Movers of household goods CA TL676 Filing
Oversized vehicles, trailers or loads OH OS-32 Filing
AL, AR, LA, MS, PA Oversized/Overweight Vehicles COI
Oversized or Overweight vehicles, trailers and/or loads NY Perm 17
Overweight vehicle CA MCP-65 Filing
FL Florida Department of Motor Vehicles COI
Reinstate a suspended license All SR-22 Filing
IN SR50 Filing
Towing businesses MT Form MV5 COI
CO Form 12
CO Form 14
TX Form T
OK WA Form
Transporting goods or people across state lines All BMC-91X Filing
All Form MCS-90
Providing commercial truck insurance in TN, AL, MS, FL, TX, and many more.

Commercial truck insurance rates are going up. Most trucking companies are seeing their rates go up 20-30%. Commercial truck insurance rates with Thomas Wilson Group, LLC. are always competitive. We want to make sure your insurance is within your budget and you can have the peace of mind of having you and your truck properly covered.