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Occupational Accident

Occupational Accident Insurance for Truckers

Occupational Insurance for Truck Drivers

Why Do I Need Occupational Accident Insurance?

Protect your most important asset - the people behind the wheel. Whether you're looking to protect a single Independent Contractor or hundreds, the coverage we offer focuses on helping 1099 independent contractor drivers get well and return to work as quickly as possible.

What is Occupational Accident?

Trucking Occupational Accident is coverage for independent owner-operators and includes medical, death, and dismemberment benefits for accidents that occur while leased onto a motor carrier. With our program, our customers receive fast quotes returned to you on the same day with low monthly payments!

Do I need Occupational Accident Insurance?

Our Occ/Acc program is available to Owner-Operators who are:

  • operating a power unit they own or lease, 

  • ages 18 and older,

  • have an active CDL (or the required license for the vehicle they are assigned to operate),

  • have at least 1 year of driving experience,

  • and who are 1099 independent contractors.


An independent contract driver operating a power unit owned by an Owner-Operator and paid as a 1099 contractor is also eligible. The cost of the insurance is the sole obligation and responsibility of the independent Owner-Operator driver to be insured.


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1099 independent contract drivers who are operating a power unit that is owned by a motor carrier they are contracted with to haul for are not eligible for occupational accident insurance.

If you are interested in learning more about our occupational accident coverage options or would like to speak with one of our agents about a quote, give us a call or fill out our contact form and one of our agents will give you a call to discuss the coverages and offer a quote!

Types of trucking insurance coverage

Proudly offering truck insurance in Alabama | Arkansas | Florida | Georgia

More Trucking Insurance Services

Explore our list of other trucking insurance services that we offer.  We work with trucking fleets, owner-operators, and independent contractors in seventeen states. Talk to one of our truck insurance specialists to see how we can help your fleet!

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