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Physical Damage and Bobtail defined

Physical Damage (comprehensive and collision)


If you're an owner-operator driving on lease to a motor carrier who provides your primary liability, you might need to carry your own physical damage coverage to protect your truck.

Why is this? Typically, a motor carrier provides primary liability coverage for owner-operators, but not necessarily physical damage coverage. When you maintain physical damage on your policy, this pays for damages to your truck caused by a collision, overturn, theft or natural disaster - even if you experience a total loss. In addition, typically this coverage isn't bound by any radius restrictions.


Collision insurance provides protection for your vehicle if it is damaged in an accident. Collision insurance pays to repair or replace your vehicle if it:

Collides with another object

Overturns or rolls


Comprehensive insurance provides protection for your vehicle if it is damaged by something other than a collision with a vehicle or object, or if your vehicle is stolen.


Non Trucking Liability


If you're under permanent lease to a motor carrier that provides your primary liability coverage, you could benefit from our Non-Trucking Liability (NTL) coverage while using your truck for a non-business purpose.

NTL kicks in when you use your truck on your days off for things like going to the movies, picking up groceries, attending sporting events or visiting friends.


Call Susan today at 866.223.8013 for a quote today!

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5214 Maryland Way, Ste. 404
Brentwood, TN 37027

Phone: 866-223-8013

Fax: 615-277-0754
info@thomaswilsongroup.com

 

Providing commercial truck insurance in TNALMSFLTX, AR, NC, SC and many more. We provide truck insurance and coverages like Physical Damage, Auto Liability, Owner - Operator Physical Damage, Owner - Operator Non Trucking Liability, Commercial Fleet and Non Fleet Insurance and much more. Commercial truck insurance is made easy with Thomas Wilson Group, LLCTruck Insurance coverage for many states like TennesseeOhioFlorida,  North Carolina, Arkansas, South Carolina, Texas, and many more.  Get a Truck Insurance Quote Fast and Free Today.

Thomas Wilson Group, LLC. is a proud sponsor of the Wounded Warriors

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"If you know of anyone who is in need of commercial insurance or wants to change please refer them to Todd Smith.  He was outstanding to work with and provided an insurance certificate after normal business hours in a pinch to a new customer.  He went the extra mile and was very easy to work with. Thanks Todd for your help!"

 

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Thomas Wilson Group, LLC specializes in commercial truck insurance. That means you will not have to worry when you are driving your semi-truck or any commercial vehicle for business.  We look for the best commercial auto insurance and trucking insurance options for you.  We know you are on a budget and we want to make sure the coverages like liability, physical damage, cargo, and truckers general liability are affordable.  That is why we have many commercial trucking companies in order to give you the best trucking insurance quotes in the industry.  We represent commercial trucking insurance companies like Progressive Commercial, Northland, and Tower Group.  Our companies not only offer the best coverages in the industry, they also allow us to give you the most truck insurance discounts in the industry.

 

We know trucking insurance is important to you.  We have agents who specialize in 14 states to make sure you have the right coverage for each state.  We represent truck insurance options in Alabama, Arkansas, Georgia, Ohio, Tennessee, Texas, Virginia, Louisiana and many more.  

 

So what type of truck insurance and commercial trucking insurance coverage we provide?  We provide a wide array of trucking insurance coverages.  There are many trucking companies who need a wide array of coverage.  Some trucking businesses need owner operator truckers insurance.  We offer primary liability trucking insurance, non-trucking liability truck insurance, physical damage truck insurance, cargo truck insurance, and much more.  We also offer trucking insurance and fast trucking insurance quotes for fleets.  We will insurance from the owner operator trucker all the way to the 50 fleet trucking company.  Give us a call today for all of your trucking insurance needs and trucking insurance services.