top of page

Finding the Best Trucking Insurance in 2022

Best Trucking Insurance

How to find the best trucking insurance

If you're a trucker, you know how vital the right trucking insurance can be. After all, you're driving an expensive piece of machinery that can cost tens of thousands of dollars. And since accidents are bound to happen, having the right insurance is essential for protecting your livelihood and ensuring your safety on the roadways.

Find a Good Trucking Insurance Company

  • Look for a company that offers a variety of coverage options.

  • Look for a company that provides 24/7 customer support.

  • Find a company that is A-rated by A.M. Best

  • Look for a company that offers flexible payment options.

  • Be mindful of whether or not the company is admitted or non-admitted

  • Search for a company that understands trucking

Before you get trucking insurance quotes, there are several key questions worth answering:

To find the best trucking insurance for your needs, you'll need to answer these questions:

  • What type of truck do you drive?

  • How long have you been driving?

  • Where are you going to be driving (by state)?

  • What kind of cargo are you carrying? How much cargo are you carrying? How many miles will the average load cover each year?

  • Will there be multiple trucks in your fleet? If so, how many do you plan on adding over time?

You can then use all this information when researching different trucking insurance companies to compare quotes and determine which fits your budget better. Before getting started with any company, make sure it offers coverage for the specific type(s) of vehicles that meet all their requirements. Ask if they specialize in providing insurance protection for commercial vehicles like yours. Confirm if there is any experience working with fleets like yours before giving them an opportunity. Ask about their deductible amounts since this can affect costs and premiums paid out per month/year."

Many trucking insurance companies restrict which types of trucks they insure.

Many trucking insurance companies restrict which types of trucks they insure. Some companies only cover tractor-trailers, some only straight trucks, and others tanker or refrigerated trucks.

If your company transports goods via flatbed or dump truck, you may want to find insurance that covers those vehicles too.

The internet isn't always your friend.

The internet is an essential source of information, but you can't always trust what you read about trucking insurance. There are several reasons why:

  • Some websites are unreliable. They might have outdated information, or someone in the trucking industry may not write them.

  • Some websites are scams designed to steal your money or personal data. These sites will say anything to get you to pay them money!

  • Some websites are just plain unreliable—you should never trust something that sounds too good to be true because it probably is!

Truckers hate complicated paperwork and red tape just as much as anyone else.

Truckers hate complicated paperwork and red tape as much as anyone else. This is why the industry is moving toward fleet management technology that can be accessed from any mobile device, allowing drivers to process their own claims in their free time and get back on the road more quickly.

There are several advantages to this shift in logistics, including:

  • Simplified claims processing for both insurers and truckers. No more waiting for an adjuster or postal carrier in town; anyone with access to an internet connection can submit a claim within minutes of being involved in a collision or accident. Claims processing times will also decrease significantly since many trucks have satellite radio connectivity.

  • Increased safety measures for drivers and other motorists on the roadways via increased awareness of potential hazards with real-time updates from other connected vehicles nearby using V2V data sharing protocols like DSRC (vehicle-to-vehicle communication).

You need to be insured. So don't make the process any harder than it has to be.

You need to be insured. So don't make the process any harder than it has to be.

Here are a few things to keep in mind when you're researching trucking insurance:

  • Look for a company specializing in trucking insurance with years of experience in this industry. If a company can't help you find the right coverage, they probably don't have the expertise needed to do so.

  • Make sure your policy is easy to understand and read (preferably both). You should never have to dig through pages upon pages of dense legal jargon to understand what you're being covered for.

  • Avoid companies that want your personal information up front or will charge an annual fee before they'll tell you how much coverage costs—they're likely trying to scam people into paying more than they should.

  • Be wary of coverage limits that aren't clearly explained and may not match up with what was discussed during negotiations. This could lead to significant problems if those limits aren't high enough for unforeseen circumstances like lawsuits or accidents involving multiple parties (which often require even higher levels of protection).

The good news is that getting trucking insurance has never been easier. There are so many options available today; the best thing about them is that you don't have to go through the process alone. All you need to do is get in touch with one of our friendly customer service representatives, who will guide you through everything from start to finish. Give us a call today!

We look forward to speaking with you.


bottom of page